I am about to create the two dimensional array from string:
char[][] chars;
String alphabet = "abcdefghijklmnopqrstuvwxyz";
So the array will ilustrate this matrix:

But how can I do that using Java 8 Streams, cause I do not want to do this by casual loops ?
Poor loops. They get such a bad rap. I doubt a streams-based solution would be as clear as this:
If I had to do it with streams, I guess I'd do something like this:
Or, if I didn't care about creating lots of intermediate strings:
A slightly more fun way to do it: